Should I Loan Money To A Friend?

Should I Loan Money To A Friend?

All of us have had awkward money scenarios happen to us in our lives. There are the immediate face-to-face confrontations when a personal friend asks us for money while out on the town. Or what about the time that your college roommate asked you if they could borrow $5,000 or $10,000? Remember when your 2nd cousin said they would be starting a […]

I Make $100,000 And Live Paycheck To Paycheck

5 Gifts That You Can Regift

I’ve been practicing financial planning for over 21 years, and there is a new financial phenomenon spreading like cancer.    I haven’t come up with a name for this group yet, but there is a growing population of people between the ages of 30 to 50 who make more than $100,000 per year and are literally living paycheck to paycheck.   […]

The Best Way To Get Rid Of The Junk From Your Trunk

The Best Way To Get Rid Of The Junk From Your Trunk

Writing catchy titles is my second favorite part of doing the Your Smart Money Moves column after helping all of you become better at making money decisions.  When I looked in the Urban Dictionary under Junk In Your Trunk, I got the following answer: a little more than badonkadonk but less extreme than having an SUV […]

5 Reasons Gen X Needs To Build Their Own Wealth

5 Reasons Gen X Needs To Build Their Own Wealth

At 46 years old, the statistics would classify me as Generation X.  The media defines this generation by people who were born between 1965 and 1979, although I would say practically it is more in the line of people born from 1960 to 1980.  For those that fall within these age brackets, I think you better start planning on […]

7 Things You Pay For That Annoy You

7 Things You Pay For That Annoy You

Maybe someday I’ll run for politics.  With all of the debates going on, at least I would shoot straight on what I think about different things, whether people like it or not.   As my journeys take me to local restaurants, sporting events, and out of town hotels, I’ve compiled a list of 7 senseless charges that would be on my first […]

Setting and Making Realistic Financial New Year’s Resolutions

Setting and Making Realistic Financial New Year's Resolutions

It is that time when you will begin to ponder your new year’s resolution.  Will it be exercise?  Will it be a new diet? Or will it have something to do with improving your family finances.  Making resolutions (or goals) can be a very difficult process because it often makes […]

The Georgia 529 Is The Perfect Stocking Stuffer

The Georgia 529 Is The Perfect Stocking Stuffer

As we head into the holiday season, all families begin to deal with the “what do you want for . . .” time of year.   I suppose it really doesn’t matter if it is a birthday, Christmas, or some other special occasion, it seems to be more difficult every year to tell family members what to get for the kiddies.   Years […]

How To Avoid A Holiday Financial Hangover

How To Avoid A Holiday Financial Hangover

  1. Set yourself a budget. Most people overspend during the holidays because they don’t go in with a budget for each person they are going to buy presents. Typically, when you go on an impulse shopping spree, you often spend more than had originally planned for before the shopping excursion.  My recommendation is to set a clear budget with a fixed dollar amount […]