Can You Retire On 1 Million Dollars?

Can You Retire On 1 Million Dollars

One million dollars used to be the gold standard when it came to figuring out how much money you would need to never have to work the rest of your life.   Now, we all know if you really put your mind to it that you could probably retire on a million dollars, […]

Last Minute Tax Moves Before You File

Last Minute Tax Moves Before You File

If filing your taxes are indicative to the way you studied for exams in college, it’s highly likely you’ll be scrambling to get your taxes done at the very last minute this year.  When we wait until the last minute, we often forget small yet important tax moves that can either save […]

Why Universal Basic Income Won’t Work

Why Universal Basic Income Won’t Work

After I listened to this short clip on the Wall Street Journal’s website over the weekend, I felt compelled to write a short article around Universal Basic Income because I think it is a topic that you will see bandied about a lot more over the next five to ten years. 

Five Ways To Save Money On Spring Break

Five Ways To Save Money On Spring Break

With Spring Break right around the corner, families across America are thinking about vacations to staycations wondering how to fit this into their family budget.  If you aren’t careful, Spring Break could cost you upwards of $5,000 or more depending on how far of a getaway you plan for your […]

How To Use LinkedIn To Make More Money

How To Use LinkedIn To Make More Money

Most of our articles strictly talk about personal finance, but I thought it would be cool to teach you about how to use the Social Media platform LinkedIn to help you make more money either with your career or your business.

Many business owners and individuals that I help at Hyperchat […]

What’s Best? Buy, Lease, or Rent A Car

What’s Best? Buy, Lease, or Rent A Car

One of the day to day family financial decisions we have to make as adults is whether or not we should buy a car or lease a car.  Over the past twelve months, there have also been options popping up across America around the concept of joining a subscription service […]

Why Investors Can’t Measure Their Own Risk Tolerance

Why Investors Can’t Measure Their Own Risk Tolerance

When people start investing money, one of the exercises they engage in is determining their own risk tolerance.  Usually, this process is handled by filling out some sort of questionnaire that has multiple choice questions like the one below.

‘If you had $10,000 to invest, would you….’

  • Be willing to chance earning […]

The Best 2018 Tax Moves To Make Now

The Best 2018 Tax Moves To Make Now

As the new tax law goes into effect, many people are starting to wonder how this will affect their overall paychecks.  You should see some bump in your paychecks when the new tax tables go into effect somewhere in Mid-February or early March, but there are a host of financial […]

5 2018 Sticky Financial New Year’s Resolutions

2018 Sticky Financial New Year’s Resolutions

It’s 2018, and that means that most of you have made at least one New Year’s resolution.  For most of you it will surround either diet or exercise, but for some of you getting your financial plan in order may rise to the top of the list. With the average American now surpassing more […]

What Itemized Deductions Will Look Like In 2018

What Itemized Deductions Will Look Like In 2018

To itemize or not to itemize, that is the question?  With all of the tax law changes recently passed by President Trump in the GOP tax bill, one of the considerations you’ll need to get your arms wrapped around quickly is whether you will want to itemize your deductions when […]